Last Updated: April 28, 2025
Welcome to the Folio website (the “Site”). By accessing or using the Site, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these Terms, please do not use the Site.
1. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You are responsible for all activity on the Site under your account.
2. Account Registration
To access certain features of the Site, you may be required to register for an account. You agree to provide accurate, complete, and up-to-date information when creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
3. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is the property of Folio or its licensors and is protected by intellectual property laws. You may not reproduce, modify, distribute, or create derivative works from any content without prior written consent from Folio.
4. Privacy and Data Protection
Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the collection and use of your information as described in our Privacy Policy.
5. User Content
You may be able to submit, upload, or display content through the Site. By doing so, you grant Folio a worldwide, royalty-free, and non-exclusive license to use, modify, display, and distribute your content.
6. Prohibited Activities
You agree not to:
- Violate any applicable laws or regulations.
- Attempt to access or interfere with the security of the Site.
- Engage in spamming, data mining, or other unlawful activities.
7. Termination
Folio reserves the right to suspend or terminate your access to the Site if you violate these Terms.
8. Limitation of Liability
To the maximum extent permitted by law, Folio will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site.
9. Changes to Terms
Folio may update these Terms at any time. You are encouraged to review the Terms periodically. Your continued use of the Site after changes to the Terms will signify your acceptance of those changes.
10. Governing Law
These Terms will be governed by the laws of the state in which Folio is incorporated, without regard to its conflict of law principles.
